Đáp án  + Giải thích các bước giải:

Dear [Friend's Name],

I hope this letter finds you well. It was great to hear from you and I appreciate you sharing your dilemma about what to do with the money you received for your birthday.

When it comes to saving money, I believe it's important to strike a balance. Personally, I try to save a portion of my income while also allowing myself to enjoy some of it. Saving money can provide financial security and help achieve long-term goals, such as buying a house or going on a dream vacation. On the other hand, spending money immediately allows us to indulge in immediate gratification and enjoy the present moment.

In my opinion, the best approach is to save a portion of the money you received while also treating yourself to something special. This way, you can enjoy the benefits of both saving and spending. It's all about finding a healthy balance that aligns with your financial goals and personal desires.

I hope this advice helps you make a decision. Let me know what you decide to do!

Take care and stay in touch.

Warm regards,
[Your Name]

 #Kvanee

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